← Money tips 🔧 Money

Keep a repair fund so fixing always beats buying new

A small dedicated pot turns 'should I repair it?' into an easy yes. Plan to mend shoes, clothes and gadgets and you spend less while binning far less.

Easy 15 minutes to set up Low cost Solid impact

The reason we so often replace instead of repair isn’t really laziness — it’s cashflow and friction. New things are frictionless: one tap, delivered tomorrow. Repairs ask you to find a cobbler, get a quote, and spend money you hadn’t budgeted for, all in a moment when you’re already annoyed that the thing broke. So the “rational” choice keeps being the wasteful one, even for people who’d genuinely rather mend.

A repair fund quietly removes that friction. By setting aside a few euros a month into a pot you’ve actually named “Repairs”, you decide in advance that fixing things is something you do. When the boots need resoling or the kettle dies, the money is already there and already spent in your mind — so the decision becomes a simple comparison of repair versus replace, instead of repair versus “I don’t want to spend extra today”.

The numbers usually favour mending by a wide margin: a resole, a new zip, or a battery swap is typically a fraction of buying again. And it stacks beautifully with the free routes — a repair café or an iFixit guide can handle a lot for the price of a part, leaving your fund for the jobs that need a professional. The honest nuance is that not everything is worth saving; the point isn’t to fix everything, but to make the good repairs the easy, obvious default.

How to do it

  1. Open a separate savings pot or sub-account — most banks let you name 'jars' or 'spaces' — and call it Repairs. Naming it is half the trick.
  2. Standing-order a small amount in, say €5–15 a month. It only needs to cover the occasional cobbler, tailor or repair-shop bill, not a fortune.
  3. When something breaks, default to pricing a repair first: a cobbler resole, a zip replacement, a screen or battery swap, an appliance part.
  4. Pay from the repair pot. Because the money's already set aside and earmarked, fixing stops competing with this month's budget and feels free of guilt.
  5. Top up cheap kit that lets you fix small things yourself — a needle and thread, sugru or glue, a basic screwdriver set, shoe protector.
  6. Pair it with free options: a local repair café or iFixit guide handles many jobs for the cost of a part, leaving the fund for the bigger ones.

Pro tips & pitfalls

  • Reframe the maths: a €15 resole on €120 boots is a brilliant deal, but it only feels that way when the money's already waiting in a named pot.
  • Keep receipts and warranties in one folder — a lot of 'I'll just replace it' moments are actually free repairs you'd forgotten you were entitled to.
  • Some repairs aren't worth it (a cheap, glued-shut gadget past warranty). The fund makes the good repairs easy without forcing every one.

What it's good for

Good for the planet

  • Saves resources Every mended pair of boots or revived appliance is one not manufactured from scratch — keeping the materials, water and energy already invested in it in use for years longer.
  • Cuts waste Repairing instead of replacing keeps clothes, shoes and electronics out of the bin, directly shrinking the waste stream from your household.

Good for you

  • Saves money A resole, a new zip or a battery swap typically costs a fraction of the replacement, and the dedicated pot means the cheaper choice never gets crowded out by cashflow.
Keep going

Find your next hack

Browse more money hacks, or jump to another part of your life.

More money hacks All categories
New here?

Find your green level — free, in 5 minutes

Take the quiz for your personal green level plus a free 7-day green challenge by email — or go all-in with the 14-day course.

Get in touch

Drop us a line — Manja will get back to you personally.

Request a private group tour

Tell us about your group and we'll design the experience around you.

We'll try our best, but we can't accommodate everything.